Warning Signs of a Credit Crisis
- You are near or at the limit on your credit card.
- You charge more each month than you make in payments.
- You are late with bill payments.
- You must use savings for daily living expenses.
- You are using cash advances from credit cards to pay other creditors.
- You are working overtime to keep up with spending.
- You have recently been denied credit.
- You really have no idea of you total amount of indebtedness.
- You have paid a bill with a post-dated check.
- You have had a check returned for insufficient funds.
- You only pay the minimum amount due on your credit card bill each month.
- You have received a phone call regarding delinquent accounts.
- You are facing creditor lawsuits or garnishments of wages.
